What about clean water?

July 27, 2015 by Magnus Lind

Follow @TreasuryPeer What if you didn’t have access to clean water? Not at all. Not even for sanitation and drinking. How would you cope? Do you want to help? A few years ago I participated as a judge for a business model competition between the leading universities of the world. The contestants had a couple…Full article

News from Treasury Peer LinkedIn Group

What did the Royal Bank of Scotland do?

July 25, 2015 by Magnus Lind

Follow @TreasuryPeer Ten years ago the Royal Bank of Scotland (RBS) aimed at being one of the biggest banks in the world. Earlier this year RBS decided to withdraw from all client engagements outside of the British Isles. This was a wake-up call. The financial crisis 2008 sparked new regulation with only one purpose: to…Full article

Where are all the global banks?

July 17, 2015 by Magnus Lind

Follow @TreasuryPeer One of the main discussion in our recent Roundtables (May 2015) was to understand the consequences for us when banks are withdrawing from markets and products. This has been a trend already since the crisis pushed by the new financial regulation. The withdrawal of Royal Bank of Scotland back to the British Isles…Full article

Hello Treasurer! Are you taking this career opportunity?

May 29, 2015 by Magnus Lind

Follow @TreasuryPeer Returning home from our Member Roundtables in London last week via Gatwick Airport, I realized what it means for the treasurer to really improve revenue and profit generation for the company. It was a topic we had discussed in the Roundtables; how treasury can improve the payment processing also in the shops, and…Full article

Don’t Make More Regulatory Mistakes! – Be Careful with FINTECH!

April 24, 2015 by Magnus Lind

  Follow @TreasuryPeer We desperately need urgent improvements of how financial services are delivered and priced. Fintech, or whatever you want to call the current transformation of financial services to modern internet technology and the introduction of competition, is absolutely vital to the economy. This is especially true for continental Europe. Treasury Peer has since…Full article

Working Capital Initiatives Clash with Corporate Social Responsibility

April 12, 2015 by Magnus Lind

  Follow @TreasuryPeer Working capital is defined by this formula: Receivables + Inventory – Payables Publicly listed companies are completely obsessed by decreasing its working capital. The metrics (earnings over working capital) determines many C-level incentive programs. The investors and their analysts let the working capital development of a company determine the price of its…Full article

Fintech – the biggest disruption ever

April 11, 2015 by Magnus Lind

Follow @TreasuryPeer The financial technology (“FinTech”) is likely the largest disruptor we will ever experience. Ironically the biggest driver is the new policies and regulation imposed on banks during the crisis. Their intent is to push out corporate risk out of the banks balance sheets to improve the “financial stability”. Instead the banks, especially in…Full article

Regulation excludes the poorest countries from international business

March 25, 2015 by Magnus Lind 3 comments so far

Follow @TreasuryPeer We should consider to mitigate the AML/KYC frameworks since they (i) exclude pre emerging countries and (ii) introduce too much friction into international trade. Maybe there is chiefly the vantage point of tax collection and limiting criminal activity that have governed the frameworks? They have clearly been developed without understanding the full impact…Full article

Banks withdraw from corporate banking

March 24, 2015 by Magnus Lind

Follow @TreasuryPeer Royal Bank of Scotland (RBS) seems to be withdrawing from Europe. Several members of the Treasury Peer community has confirmed they are now replacing RBS as cash management bank. RBS acquired ABN-Amro in 2009 and with it received a very well reputable cash management solution used by many of the large European corporations….Full article